The insurance industry has really competitive in the last few years, so prices have not changed much. There are now over 100 car insurance companies to choose from, there are some excellent deals out there for those willing to adjust. 23% of motorists still choose to insure with the same company as the year before, but they certainly can save money if they check out a few other companies.
Motorists could be forgiven for not getting other quotes, it used a very tedious exercise with long waiting times, while they will be forwarded by the call center, and boring repetition of facts to sales advisors. Now, thanks to the internet, it’s all much easier. Car insurance also offers special discounts for those who buy online.
However, they have a quality policy, to consider not only the price:
• Check to see if your bid is low due to the very high deductibles.
• Ensure that you have a replacement car if your car had to be brought in for repair.
• Make sure that the insurance must be included if you want it, and automatic windscreen replacement.
• Find out if it. An emergency helpline accident.
It is a good idea to call the insurance company directly to speak in detail policies before registering online.
Money Saving Tips – recommended!
You can quote with over 40 car insurance companies when you enter your information. On the website a good car insurance broker you just need to enter your information once. Contact the insurance company with an offer to check what is and is not covered.
If you have a garage, then you keep your car there overnight. You will also save you if your car on a road. This is because there is a chance your car is damaged or destroyed if it stays on the road.
Give your insurer an accurate picture of how many miles you do each year – you will save if you travel less.
Some professions, such as dragging footballer owners, journalists or professional (if only) a higher premium. You can save money if you work in finance or public service.
Wedding! Men under 30 pay more if they are not married – it’s just the reason you’re looking for a girlfriend!
Fewer than 25 who pay more, but you can get a lower premium if you put a 25 year old driver with a good driving record on your policy as a named driver. That person must be under 60, as premiums rise again at that age.
Agree a higher excess (the average cost is € 100) will help lower your premiums.
If your car is not of high value, does not include third-party and making quite efficient compared with all-risk insurance.
Pay as you go insurance is a new option for 18-21 years. This is the latest development of the Norwich Union, where you pay one price per mile is introduced. Cost per mile is 23:00 bis 06:00 hours. You pay a fee of € 199 to the Global Positioning System fitted to your car, and then send the data from your mileage account direct to Norwich Union. They send a monthly bill and pay for the miles you do!
Under Pass Plus lessons to improve your driving skills, you can save about a third of your premium. It cost € 15 – € 30 per hour and covers driving at night, in the rush-hour congestion is busy and fast highway driving. You can find more information about www.passplus.org.uk. You can also use your driving skills and insurance savings with the Institute of Advanced Motorists (www.iam.org.uk).
Find auto insurance group before you buy. There are 20 insurance groups – the slower and less desirable the car (to criminals), the lower the rating. You can make significant savings by choosing a car in a lower insurance group.
If you want a high spec or performance car, then you can expect to pay more for your insurance. They are much more likely to be stolen or involved in an accident. Making a sensible choice might be a little boring, but much cheaper.
Watch your speed. Most insurance companies do not add a single fixed penalty fine, but if you repeat the offense then your premiums rocket.
Protect your no claims discount as soon as possible (usually after four years). It costs a little more but it is worth it.
Satellite navigation in your car will lower your premiums. Insurers have found that people mean more of their driving and less on their way to find a bit of a chance accident.
It is a good idea, provided the immobilizer or alarm system not only because it will help in keeping your car, it will also provide savings of 5-8%.
If two or more cars in the household, get them on the same strategy for a good discount.